Understanding Your Care Funding Options
Navigating aged care funding can feel overwhelming. We break it down simply — so you can focus on what matters most.
Funding Programs Explained
There are several ways to fund your home care. Here's a clear overview of each option.
Support at Home
The Support at Home program is the Australian Government's new home care funding model, replacing Home Care Packages. It provides eligible older Australians with a quarterly budget to purchase the supports they need.
Key Points
How to Access
Contact My Aged Care on 1800 200 422 or visit myagedcare.gov.au to register and request an assessment.
Home Care Packages
Home Care Packages provide government-subsidised funding for older Australians with moderate to high care needs. Available at four levels, each with a different annual budget.
Key Points
How to Access
Register with My Aged Care and request an ACAT (Aged Care Assessment Team) assessment. Once approved, you'll be assigned a package level.
CHSP
The Commonwealth Home Support Programme provides entry-level, subsidised support for older Australians who need a small amount of help to remain living independently at home.
Key Points
How to Access
Contact My Aged Care on 1800 200 422 to register. A Regional Assessment Service (RAS) assessor will visit your home.
NDIS Funding
The National Disability Insurance Scheme (NDIS) provides funding for Australians under 65 with a permanent and significant disability. Funding is allocated across three support categories.
Key Points
How to Access
Contact the NDIS on 1800 800 110 or visit ndis.gov.au to check eligibility and apply. Our team can assist with the process.
Private Funding
Private care is self-funded and available to anyone who needs support, regardless of age or eligibility for government programs. No waiting lists, no assessments required.
Key Points
How to Access
Simply contact Central Home Care directly. We'll arrange a free consultation and provide a clear written quote before any services begin.
What is My Aged Care?
My Aged Care is the Australian Government's central point of contact for aged care services. It is the starting point for accessing government-funded aged care, including Home Care Packages, Support at Home, and CHSP. You can register online at myagedcare.gov.au or call 1800 200 422.
Register
Call 1800 200 422 or register online at myagedcare.gov.au
Assessment
A RAS or ACAT assessor visits your home to assess your needs
Approval
You receive a letter confirming your approved services or package level
Choose a Provider
Select Central Home Care as your provider and we'll take care of the rest
Understanding Fees & Contributions
Government-funded care is subsidised, but you may be asked to contribute a small amount depending on your income and the type of funding. Central Home Care is committed to full transparency — we will always explain any fees before services begin.
Basic Daily Fee
A small daily contribution that may apply to Home Care Package recipients. Currently set at 17.5% of the single basic age pension.
Income-Tested Care Fee
An additional contribution for higher-income earners receiving a Home Care Package. Assessed by Services Australia.
CHSP Co-Contribution
A small, negotiated contribution for CHSP services. No one is denied services due to inability to pay.
Private Care Rates
Transparent hourly rates for self-funded care. Contact us for a written quote — no hidden fees, ever.
Not Sure Which Funding Option is Right for You?
Our team can help you understand your options and navigate the application process — at no cost to you.